How to Make Money as a Teen in Nigeria: 10 Easy Ways

Are you a teenager in Nigeria looking for a way to make your own money? You don’t need to wait until you finish university before learning how to earn. There are easy, legit ways teens can earn money, learn valuable skills, and become more responsible with their money.

The best place to start is not by looking for the job that promises the most money. Instead, ask: What can I do that another person is willing to pay for?

You may be good at explaining school subjects, know how to use Canva, know how to edit short videos, be good at taking pictures with your phone, enjoy making snacks, or even be good at finding information online. These are all skills that can become useful services to someone out there.

However, in Nigeria, child labor is also affected by labor and child protection rules. The ILO notes that work should not harm a child’s health, development, or education. Nigeria’s legal framework also places restrictions on the type and conditions of work children can do.

For example, the Child Rights Act prohibits forced or exploitative labour and restricts children from certain forms of employment.

So, if you are searching for how to make money as a teen in Nigeria, the goal should be simple: Find safe, age-suitable work that helps you earn while you continue learning.

I was once in your shoes, so I know what works and what does not work. Hence why I have researched and come up with these easy, legal, and most practical ways teens can make money in Nigeria.

Can a Teenager Make Money in Nigeria?

Yes, a teenager can earn money by providing a useful service, selling a simple product, helping with a family business, teaching a skill, or creating something people want.

But earning money as a teenager does not have to mean getting a normal full-time job. In fact, a small service may be better.

Take for example, a 15-year-old who is good at mathematics. Instead of looking for a formal job, the teenager could help younger children understand basic mathematics after school.

Another teenager may know how to create simple social media designs. They could help a small business create flyers.

Someone else may be good at making chin chin, popcorn, Zobo, cakes, or other simple products and sell them with the help and permission of a parent or guardian.

The amount earned may start small; that is not a problem because at this age, the bigger goal is to learn how money is made.

You are learning how to:

• Find a problem.
• Create a solution.
• Talk to customers.
• Set a fair price.
• Deliver good work.
• Save part of your money.
• Handle complaints.
• Improve your skills.

And guess what? These lessons you learned as a teen can become more valuable as you grow older, and that’s the reason you need to know the right ways to make money as a teen in Nigeria.

Read Also: What Skills to Learn to Start Making Money Online in Nigeria.

What Is the Best Way to Make Money as a Teen in Nigeria?

The best way depends on your age, skills, location, available time, and whether you have access to a phone, computer, internet connection, or support from a parent or guardian.

For many teenagers, the easiest way to start making their own money is selling a simple service to people they already know.

You may be asking why the people they already know? Why not everyone? Well, the reason is that getting your first customer is usually easier when the person already knows your family or has seen your work.

For example, you could offer to:

• Help a younger child with schoolwork.
• Create a simple birthday flyer.
• Take product pictures for a small business.
• Edit a short video.
• Help organize digital files.
• Make simple snacks for sale.
• Help a family business post products online.
• Create simple invitations.
• Help someone type or format a document.

You do not need to build a large business on the first day. You can just start with a simple problem you can solve and then continue learning as you progress.

How to Make Money as a Teen in Nigeria

Below are the 5 easiest and best ways to start making money as a teen in Nigeria:

1. Teach Younger Children What You Already Know

One of the simplest ways for a teenager to make money is to help a younger child learn. You don’t have to be a university student or professional teacher.

This is the exact way I used to make my first money as a teen. If you are good at a school subject and understand it well, you may be able to help a younger student learn and practice.

For example, a secondary school student who is good at mathematics could help a primary school child with:

• Addition.
• Subtraction.
• Multiplication.
• Division.
• Fractions.
• Basic word problems.

Another teenager may be good at English and help a younger child with reading and spelling.

How does it work?

Suppose you have a neighbor with a child in primary school. You could tell the child’s parent: “I am good at mathematics and I can help your child learn twice a week after school.”

The parent can decide whether the arrangement is suitable.

You can agree on:

• What the child needs help with.
• How often you will meet.
• How long each lesson will last.
• Where the lessons will take place.
• How much you will charge.

For safety, younger teenagers should involve a parent or trusted adult in these arrangements.

Why is tutoring a good starting point?

Since you are already using knowledge you have, you do not need to buy stock, a shop, or expensive equipment.

You simply use a skill you already have to help another person. You also become better at explaining ideas, and this skill can help you later in many careers as you grow.

Check Also: 15 Websites that Offer Remote Jobs for Nigerians.

2. Offer Simple Design Services to Small Businesses

Do you know how to make attractive flyers or social media pictures? If yes, you could turn that skill into a small service. Many small businesses need simple designs for:

• New products.
• Price lists.
• Special offers.
• Birthday promotions.
• Food menus.
• Church events.
• School events.
• Business announcements.

A teenager who learns basic design skills can start earning with simple design jobs.

What if you have never had a customer?

Create examples first. For example,  you want to help a small food business.

Create three sample designs:

Monday food offer

Weekend special

New product announcement

These are not real customer jobs. Remember, they are examples that show you can do the job well. You can then show the samples to people who may need similar work.

How should you price the service?

Do not choose a price simply because someone online said that designers charge a certain amount. Your price should consider:

• How much time the work takes.
• How difficult the design is.
• How many changes the customer wants.
• Your level of skill.
• The local market.

Start with small projects while you learn. As your work improves, you can charge more.

3. Help a Small Business With Social Media

There are lots of small businesses out there that have social media accounts but struggle to keep them active. As a teenager who understands social media, you can provide simple help and charge for your time.

For example, you could help a business:

• Take product pictures or generate them with AI tools like ChatGPT, Claude, etc.
• Write short captions.
• Create simple graphics using Canva.
• Post products.
• Organize pictures.
• Reply to simple messages with the owner’s permission.
• Create a list of content ideas.

You should not promise to manage a business account if you do not know what you are doing. You can learn the basics from YouTube and then start with one small task.

For example: “I can help you create three product posts this week.” This is easier to manage than promising to handle everything.

What skills do you need?

You need to understand basic social media use. You should also know how to:

• Take clear pictures.
• Write simple sentences.
• Create basic designs.
• Follow instructions.
• Communicate politely.

You do not need thousands of followers to get started on this because at this point, you are providing a service, not trying to become an influencer.

4. Sell Simple Snacks or Homemade Products

Not every way of making money as a teenager needs to happen online. In fact, selling a simple product can be easier to start than finding an online client.

Depending on your family situation and local rules, you could make and sell suitable products such as:

• Popcorn.
• Chin chin.
• Small cakes.
• Cookies.
• Zobo.
• Fruit cups.
• Simple snacks.
• Handmade cards.
• Beaded items.
• Simple crafts.

The important thing is to involve your parent or guardian, especially when buying materials, handling money, preparing food, or selling outside the home.

How do you know what to sell?

Do not start by making 100 pieces. First, ask people what they would actually buy.

For example, suppose you want to sell cookies. You can start by making a small amount just for a sample.

Then ask family members and trusted people whether they like the taste, size, and price.

If they all like it, then improve the product and produce more to sell.

Advice: Do not spend a lot of money making something before checking whether people want it.

5. Take Product Photos With Your Phone

You do not always need an expensive camera to help a small business take better product pictures. Many teenagers already have smartphones with cameras that are good enough for simple product photos.

A small business selling:

• Clothes.
• Shoes.
• Bags.
• Food.
• Hair products.
• Accessories.
• Handmade products.

May need better pictures for WhatsApp, Instagram, Facebook, or other platforms. You can learn basic photography on YouTube using your phone.

Pay attention to:

• Good light.
• Clean backgrounds.
• Clear focus.
• Product position.
• Different angles.

Then create a few sample photos. You could offer a small business a simple package such as: “Take and edit pictures of five products.”

This is easier to sell than saying: “I am a professional photographer.” Try to be honest about your skill level.

6. Edit Short Videos for Small Businesses

Short videos are mostly used by businesses to show products and services. A teenager who knows how to edit videos on a phone can offer simple editing services.

For example, a food seller may record a video of food being prepared.

You could help:

• Cut out unwanted parts.
• Add simple text.
• Arrange clips.
• Add suitable music where permitted.
• Add the business name.
• Create a short promotional video.

Start with simple projects. You do not need to make complicated films. At this stage, your goal is to create a video that helps the business show its product to its customers in a clean video.

How can you learn?

Take short videos with your own phone and practice editing them on your smartphone.

Try creating:

• A 15-second food video.
• A product video.
• A simple school event video.
• A short travel video.

Save your best examples and use them as your first small portfolio. See how to learn video editing and make money with the skill.

7. Help People Type and Format Documents

Some people have information written on paper but need it typed. A teenager who types well can provide simple typing help.

For example, you might help with:

• School notes.
• Simple lists.
• Business records.
• Invitations.
• Basic documents.
• Tables.

You can also learn simple document formatting. For example:

• Making headings clear.
• Correcting spacing.
• Creating numbered lists.
• Arranging tables.
• Checking spelling.

This is not a big business, but if you solve a real problem, someone may be willing to pay you. See websites that pay for typing jobs.

8. Sell Your Own Study Materials

If you are good at organizing school notes, you may be able to turn that skill into useful study materials. For example, you could create:

• Revision sheets.
• Practice questions.
• Vocabulary cards.
• Study planners.
• Simple revision checklists.

However, there is an important rule which is: Do not copy a teacher’s private materials, textbooks, examination papers, or another student’s work and sell them as your own.

Create your own original materials. For example, after studying a topic, you could create your own summary in simple language.

A good study sheet should help someone understand the topic. The value is in making learning easier.

9. Become a Small Reseller With Help From Your Family

Reselling means buying or getting products at a lower price and selling them at a higher price. As a teen, you don’t need to start reselling with a big amount of stock.

You could begin with products that are:

• Small.
• Easy to store.
• Easy to explain.
• Needed by people around you.

Examples might include suitable accessories, stationery, simple fashion items, or other everyday products. But do not borrow a large amount of money to start.

You can start small and scale up as you grow. For example, if you have a small amount of money available right now, buy only a few items.

But first, find out whether people actually want them. If they sell, you can use part of the profit to buy more, and if they do not sell, you have not lost a large amount of money.

10. Help With a Family Business

One of the safest places for a teenager to learn about business can be within the family. A family business may need help with:

• Taking pictures.
• Counting stock.
• Arranging products.
• Writing simple records.
• Posting products online.
• Creating flyers.
• Cleaning the work area.
• Packaging orders.

You can learn how a real business operates while staying close to people you know. If the work is paid, agree on the payment with the adult running the business.

This can also help you discover what type of business work you enjoy. Read How to Make Money Fast as a Teen in Nigeria.

Can a Teen Make Money Online in Nigeria?

Yes, but online work requires extra care. A teenager may be able to earn from online skills such as design, video editing, tutoring, writing, photography, or selling suitable digital products.

However, many websites and payment services have their own age rules. Some online job platforms like Upwork and FlexJobs only allow adults to create accounts. Others require a parent or guardian for younger users.

Therefore, never lie about your age to create an account.

If a platform says users must be 18 or older, do not create an account by pretending to be an adult. Instead, look for an age-suitable option or ask a parent or guardian to help you understand the rules.

Read Also: How to find Remote Jobs and Work with International Clients While Living in Nigeria.

What Online Skills Can a Nigerian Teen Learn?

If you want to build an online skill, you have many options. You could learn:

• Graphic design.
• Video editing.
• Basic photography.
• Writing.
• Website design.
• Coding.
• Digital drawing.
• Social media management.
• Online tutoring.
• Spreadsheet skills.
• Basic computer skills.

Do not try to learn everything at once. Choose one skill, spend weeks practicing this one skill, and then create examples of your work.

For example, if you choose video editing, do not simply watch 30 tutorials.

Watch a lesson, practice, make a video, find the mistake, and improve it.

Make another video and repeat the same process. That is how a skill grows.

What Is the Best Online Skill for a Teenager in Nigeria?

There is no best skill out there. I believe the best skill is one you can learn well and use to solve someone’s problem. For example, a teenager who loves drawing may enjoy graphic design.

A teenager who loves computers may enjoy coding.

A teenager who enjoys helping classmates may enjoy tutoring.

A teenager who likes taking pictures may enjoy photography.

The mistake some people make is choosing a skill only because someone claims it is “high paying.”

A skill is not valuable simply because people say it is profitable; it becomes valuable when you can use it to produce something useful and earn from it.

Can a Teenager Make Money With a Phone?

Of course, a smartphone can be enough to start learning and providing some simple services. You could use your smartphone for:

• Photography.
• Short video editing.
• Simple design.
• Social media work.
• Research.
• Tutoring communication.
• Selling suitable products.

However, a phone has limits. A computer may be much better for long writing, serious design work, coding, spreadsheets, and other tasks.

But if you only have a phone right now, do not use that as a reason to stop learning. You can actually start with skills that work well on the device you have. See side hustles you can start with your smartphone.

How Much Money Can a Teenager Make in Nigeria?

There is no fixed amount. Anyone who tells you that every teenager can make a specific amount every day is lying to you. Your earnings depend on:

• What you sell.
• Your skill.
• Your price.
• Your customers.
• Your location.
• How much time you have.
• The quality of your work.
• How well you promote your service.

For example, a teenager who tutors two(2) children may earn a different amount from someone who sells snacks.

A teenager who creates business flyers may earn a different amount from someone who edits videos.

The important thing is to focus on the value of the service rather than chasing a big amount of money at the starting point.

Should a Teenager Focus on Money or Skills?

Skills should come first. Money is important, but your teenage years are also a good time to build abilities that can become valuable later.

Take for instance, two teenagers. The first spends all their free time searching for quick ways to make money, and the second spends some time earning small amounts but also learns design, writing, coding, or another useful skill.

After so many years, the second teenager may have both experience and a valuable skill that can create more opportunities for him or her.

So now, ask yourself: “What can I learn now that people may pay me for later?” That is a better question than: “How can I make money today?”

How Can a Teenager Start With No Money?

You can start making money as a teen in Nigeria by selling a service instead of buying products. This is one of the best ideas for beginners who want to start making at least a little money.

If you want to sell snacks, you need ingredients. If you want to resell products, you need stock.

But if you want to provide a service, you may already have what you need.

For example: If you know how to design, sell design. If you know how to teach, sell tutoring.

If you know how to edit videos, sell video editing. If you know how to take good pictures, sell product photography.

If you are good at research, offer simple research help. Your first investment can be time spent learning and practicing.

How Do You Get Your First Customer?

Your first customer may not come from a big follower on social media or an online platform. Just take your time and look around you.

Think about your family, friends, neighbors, local shops, small food businesses, parents’ businesses, school communities, trusted community members.

Assuming you know how to design flyers. Instead of saying: “I need a job.” You could say: “I create simple flyers for small businesses. I made these three samples. If you need a flyer for a product or promotion, I can create one.”

Should Teenagers Work for Free to Get Experience?

Sometimes doing a small sample can help you prove your skill, but do not allow people to take advantage of you because you are a teen.

There is a difference between creating one small sample to show your ability and doing lots of hours of unpaid work while someone keeps promising that they will pay you later.

If someone wants a large project, agree on the price before doing the work. For younger teenagers, you can involve a parent, guardian, or a trusted adult when dealing with unfamiliar customers.

See Also: 6 High-Paying Skills to Learn without a Degree.

How Should a Teenager Set a Price?

Start by understanding what the work requires. For example, if someone asks you to create one simple flyer. You should ask:

• What information should be included?
• Do they have the pictures?
• When do they need it?
• How many changes do they want?

Then decide on a fair price based on the time and effort involved. Do not copy another person’s price without understanding your own work and level.

Have in mind that as your skill improves, your price can also improve.

What Should You Do With the Money You Earn as a Teen?

Do not spend everything immediately. Here’s a simple system my mother taught me that helped me when I started as a teen.

For example, divide your money into three(3) parts and stick to it:

Spend: Money for small personal needs.

Save: Money you keep for a future goal.

Grow: Money you may use to buy materials or improve your small business.

The exact amount in each part can change. For example, if you earn ₦10,000, you could decide in advance how much will be saved and how much can be spent. The important lesson there is to make a plan before the money arrives.

Should a Teenager Tell Parents About Their Online Work?

Yes. This is especially important when the work involves strangers, online payments, meeting customers, sharing personal information, or travelling somewhere to deliver a product.

A parent or trusted adult can help you check whether an opportunity is safe.

UNICEF Nigeria warns that children and teenagers face online risks such as privacy problems, cyberbullying, and exposure to harmful content.

It recommends protecting personal information, using strong passwords, reviewing privacy settings, avoiding suspicious links, and using safe browsing habits.

So make sure you do not share your:

• Home address.
• School address.
• Passwords.
• Private photographs.
• Bank details.
• Personal identification information.

with strangers online.

How Can Teenagers Avoid Online Job Scams?

This is one of the most important parts of learning how to make money as a teen in Nigeria.

Because scammers know that young people want money, so they may promise: “Earn ₦100,000 every week from your phone.” Or: “Pay ₦20,000 today and we will give you a job.”

Do not rush to apply to get this money because a big payment promise does not make an opportunity real.

Be careful when someone:

• Asks you to pay before receiving a job.
• Wants your password.
• Asks you to open an account using someone else’s identity.
• Wants private photographs.
• Asks you to receive or transfer suspicious money.
• Wants you to meet them alone.
• Pressures you to keep the opportunity secret from your parents.
• Promises huge returns for almost no work.

If something feels wrong, stop. Tell a trusted adult. UNICEF also warns that online spaces can expose children to exploitation and other serious risks. Young users need strong privacy habits and adult guidance when dealing with online threats.

Should School Come Before Making Money?

Of course, making money is useful, but education should not be sacrificed for a small income. A good teenage business should fit around school.

For example, if you have classes from Monday to Friday, you could tutor on selected evenings or weekends. If you sell products, you can prepare them after school or during suitable periods.

If you design graphics, you can work on them during your free time. The work should not cause you to:

• Miss classes.
• Stop doing homework.
• Sleep too little.
• Stop studying.
• Become constantly tired.

The International Labour Organization(ILO) explains that work becomes a child labour concern when it harms a child’s development or interferes with education. It also recognizes that suitable work outside school can help young people develop skills and experience when it does not harm their education or well-being.

What Jobs Should Teenagers Avoid?

Teenagers should stay away from dangerous work. They should also avoid work that exposes them to exploitation, unsafe environments, illegal activity, or situations where an adult is trying to take advantage of them.

Nigeria’s labour framework restricts young people from certain dangerous activities. The Labour Act, for example, contains restrictions involving young people under 16 and dangerous or unsuitable employment, including certain machine work and underground work.

You should also avoid online activities that involve:

• Fraud.
• Fake accounts.
• Stolen information.
• Gambling.
• Illegal sales.
• Moving suspicious money.
• Hacking someone’s account.
• Selling private information.

Read Also: 5 Online Jobs that Don’t Require a Set Schedule.

Example of How One Teen Could Start Making Money in Nigeria.

Take for instance, a 16-year-old named Daniel. Daniel likes computers. He does not have a large amount of money to start a business. So instead of buying products, he decides to learn simple graphic design.

During the first month, he practices by creating sample flyers, and he makes:

• A food promotion.
• A clothing sale flyer.
• A birthday invitation.
• A small business announcement.

He shows the designs to his parents, and his mother knows a woman who sells clothes. Daniel shows her his samples. She asks him to create a simple promotional flyer.

Daniel agrees on the price and deadline with the help of his mother. He completes the design. The customer likes it. Daniel now has his first real example of paid work.

He does not suddenly become rich, but he has learned something more important. He has discovered that a skill he learned on his computer can solve a problem for a real customer.

That is how a small skill can become the beginning of a business even when he turns to an adult.

Here’s a Simple 30 Day Plan for a Teenager

If you want to start making money as a teen in Nigeria but do not know what to do first, use this plan to get started.

Week 1: Find Your Skill

Write down five(5) things you can do well. For example:

• Mathematics.
• Drawing.
• Taking pictures.
• Writing.
• Making videos.

Choose one that people may need.

Week 2: Practice

Spend time improving that skill. Do not worry about making money yet. Create examples or samples.

If you choose design, make five designs.

If you choose photography, take 20 photographs and choose your best five.

If you choose tutoring, prepare a short lesson.

Week 3: Find a Small Problem

Look around you. What do people need help with? Maybe a local business needs better product pictures.

Maybe a younger child needs help with mathematics, someone needs a simple flyer, or a family business needs help posting products.

Find one problem and help to solve it by offering it as a service.

Week 4: Offer Your Service

Tell trusted people what you can do. Show them your examples. Explain the service clearly.

Agree on the price and deadline before starting paid work. Then deliver good work.

Ask for honest feedback and then use that feedback to improve your skill.

What If Nobody Pays You at First?

Do not assume that your skill is useless or not worth paying for. You may simply need more practice or a better way to present your service.

Ask yourself: Is my work good enough? Am I showing people what I can do? Am I talking to the right people? Is my price reasonable?

Am I solving a problem people actually have?

For example, saying: “I can edit videos” is less useful than: “I can turn your three-minute product video into a short video for your business page.”

The second statement explains the result because customers care about results.

Can a Teenager Build a Business Before Turning 18?

Yes, a teenager can start learning business and selling suitable products or services with proper adult support, but the goal should not be to become rich before 18.

The goal should be to become useful. Learn how to:

• Sell.
• Save.
• Communicate.
• Solve problems.
• Keep records.
• Treat customers well.
• Handle mistakes.
• Improve your skills.

If you learn these things early, you may have the most needed business skills when you become an adult.

Nigeria is also investing in youth skills and entrepreneurship initiatives. For example, the Nigerian Youth Academy says its programmes are designed to help young Nigerians develop marketable skills for employment and entrepreneurship, although its stated target group is ages 18 to 35, so younger teenagers should not assume they are eligible.

What Is the Biggest Mistake Teenagers Make When Trying to Make Money?

The biggest mistake is trying to make money instead of building a useful skill that will benefit you in the long run.

You may see someone online claiming: “I made millions from this method.”

You do not know the full story, how long they worked, what they spent, or whether the claim is true.

So do not compare your beginning with someone else’s finished result.

Start with something small, earn your first legitimate payment, learn from the experience, and then improve. Also, check out these freelancing tips that help beginners in Nigeria.

Frequently Asked Questions

How can I make money as a teen in Nigeria?

You can earn by offering suitable services, selling simple products, tutoring younger students, helping with a family business, learning digital skills, or creating useful products. The best choice depends on your age, skills, available time, and family support.

Can a 13-year-old make money in Nigeria?

It depends on the type of work to make the money and the conditions involved. Nigerian child protection and labour rules place restrictions on children’s work, and exploitative work should never be considered. Parents or guardians should check the rules that apply to the child’s situation before arranging paid work.

Can a 16-year-old work in Nigeria?

A 16-year-old may be able to undertake certain forms of work, but age alone does not make every type of job suitable or lawful. Work that harms education or development should be avoided. Nigeria’s Labour Act contains some protections for young people.

Can teenagers make money online in Nigeria?

Yes, teenagers can learn online skills and may be able to earn through suitable services or products. However, individual websites and payment services have their own age requirements, so teenagers should not lie about their age to bypass platform rules.

What is the easiest way for a teenager to make money?

There is no easiest method to earn money. A good starting point is often a simple service based on a skill the teenager already has, such as tutoring, design, photography, video editing, or helping a family business.

Can I make money with just my phone?

Yes. A phone is enough for some forms of photography, video editing, simple design, social media work, and other small services. A computer becomes more useful as the work becomes more advanced.

How much can a Nigerian teenager earn?

There is no fixed amount. Earnings depend on the service, price, skill, customers, location, and time available. Avoid anyone who tells you that you will make a specific amount of money quickly.

Should I pay someone to give me an online job?

Be very careful because a request for payment does not automatically prove that an opportunity is a scam, but promises of guaranteed income in exchange for an upfront fee are a major warning sign. Research the company and involve a trusted adult before sending money.

Should I stop school to make money?

No, a teenager’s work should not interfere with education. The ILO clearly lists the right work that supports a young person’s development from work that harms education or well-being.

Bottom Line

Learning how to make money as a teen in Nigeria does not have to begin with a big business, expensive equipment, or a big amount of capital.

It can begin with one useful skill. You can teach a younger child, create a flyer, edit a short video, take product pictures, help a small business with simple online tasks, make and sell a suitable product with your family’s support, or help with a family business and learn how it operates.

Also, have in mind that the first amount you earn may be small, and that does not make it worthless.

Just know that your first payment proves that someone found your work useful enough to pay for it. Use that experience to improve, save part of what you earn, and put some money back into your skill or small business, just as I explained above.

Keep learning and protect yourself from scams. If possible, involve a trusted adult to help you handle the money aspect of your work.

Most importantly, do not share private information with strangers. Do not meet unknown customers alone. Do not lie about your age on websites. Do not let anyone pressure you into keeping a job or money-making opportunity secret from your parents or another trusted adult.

UNICEF stresses that children and teenagers need protection from online risks and should be taught safe ways to protect their privacy and accounts.

Yes, your teenage years are a good time to learn how work, money, customers, saving, and business operate, but remember one simple rule: Do not chase money so hard that you forget to build the person who will earn it.